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2647 Monocacy Ford Road, Frederick, MD 21701

$789,000
  • 2647 Monocacy Ford Road, Frederick, MD 21701 Main Photo

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Price Reduced $10,000 on September 8th, 2026
BEDS4 BATHS3 full 1 partial SQUARE FEET5,257 MLS#MDFR2088256
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONMILL ISLAND AT WORMANS MILL SCHOOLFREDERICK COUNTY PUBLIC SCHOOLS

Property Description

If you're not quite ready to downsize square footage or sacrifice luxury living spaces, but want all the convenience of a maintenance-free lifestyle, consider this Waterford model in popular Mill Island at Worman's Mill. This stately stone-front home not only features a signature main-level primary suite—giving one-level living at its best without compromising the space you need for guests, working from home, or hobbies on the other two levels—but also delivers a unique bonus in-law suite with ADA-accessible features on the lower level. The bright, voluminous interior offers a striking two-story entry foyer and a sweeping great room with a classic fireplace and soaring ceilings. A traditional parlor is located directly off the entry foyer to the right, and your formal dining room, complete with beautiful lighting and classic trim, is to the left (kitchen-adjacent). In the kitchen itself, you'll find a wealth of cherry cabinetry, a large prep island, new double wall ovens, a six-burner gas cooktop, quartz countertops, laundry space, a pantry, and access to the garage. The adjoining breakfast room is perfect for morning coffee and everyday meals, opening to a huge composite deck that features both a screened dining/lounge area and expansive unscreened space with plenty of room to entertain, create an outdoor living space, or perhaps start a container garden. The main-level primary suite includes walk-in closets, tray ceilings, and a private four-piece bath with a jetted garden-style soaking tub. The private upper level is an excellent option for guests, a home office, or hobby/flex space, complete with two cozy bedrooms and a full bathroom. Accessible via a motorized chairlift (which can easily be removed if not needed), the updated walkout lower level includes a rec room, a bedroom with hardwood flooring and a walkout entrance to the rear yard areaway, a large walk-in closet, an expanded ADA-accessible full bathroom with a roll-in shower, a tiered theater room, an additional finished flex room, and unfinished utility/storage space (with potential for a second washer/dryer to service the lower level). Throughout the home, you will find special touches like arches, architectural columns, and generous trim lines. The comprehensive monthly HOA for this courtyard-style stunner takes care of everything you need to stay focused on your lifestyle vs. weekend maintenance—lawn care, trash, and snow removal are included—plus access to the pool, clubhouse, extensive trails, and walkable activities throughout the community. Excellent location near commuter route access points, a wealth of options for shopping and nearby dining (including several popular restaurants on the neighborhood square), and just five minutes from all the excitement of Downtown Frederick.

2647 Monocacy Ford Road | MLS# MDFR2088256

This single family home located at 2647 Monocacy Ford Road, Frederick, MD 21701 is currently listed for sale with an asking price of $789,000. This property was built in 2005 and has 4 bedrooms and 3 full and 1 partial baths with 5257 sq. ft. Monocacy Ford Road is located in the MILL ISLAND AT WORMANS MILL subdivision within the FREDERICK COUNTY PUBLIC SCHOOLS school district. Search MILL ISLAND AT WORMANS MILL real estate on www.hsvtours.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Other, Fully Finished, Connecting Stairway, Daylight, Partial, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance
Cooling: Central A/C
Fireplaces: 1
Fuel Type: Natural Gas
Garage: 2
Heating: Forced Air
Home Style: French, Colonial, Georgian, Other
Lot Size: 0.12 Acres
Roof Type: Composite, Architectural Shingle
Stories: 3.0
Taxes: $11,321
Year Built: 2005

Feature Descriptions

Accessibility: Chairlift, Mobility Improvements, Roll-in Shower, Other
Additional Structures: Above Grade, Below Grade
Appliances: Built-In Microwave, Cooktop - Down Draft, Dishwasher, Disposal, Dryer, Icemaker, Oven - Double, Oven - Wall, Refrigerator, Washer
Building Name: WORMANS MILL
Community Amenities: Common Grounds, Community Center, Jog/Walk Path, Meeting Room, Party Room, Pool - Outdoor, Other
Exterior: Stone
Exterior: Sidewalks, Street Lights, Tennis Court(s), Other
Fireplace: Mantel(s), Gas/Propane
Flooring: Hardwood
HOA Fee: $375.00/Monthly
Interior: Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Primary Bath(s), Pantry, Recessed Lighting, Walk-in Closet(s), Wood Floors, Other
Lot Dimensions: 0.12 Acre(S)
Municipality: Frederick City
Parking Features: Brick Driveway
Parking Notes: 4 Total Parking Spaces
Rooms: Living Room, Dining Room, Primary Bedroom, Bedroom 2,Bedroom 3,Bedroom 4,Kitchen, Game Room, Breakfast Room, Great Room, Recreation Room, Storage Room, Utility Room, Bathroom 1,Bathroom 2,Bathroom 3,Primary Bathroom, Screened Porch
Sewer: Public Sewer
SQFT Above Finished: 3257
SQFT Below Finished: 2000
SQFT Total Finished: 5257
Structure Type: Detached
Total Garage/Parking Spaces: 4
Water: Public

Local Schools

School District: FREDERICK COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Samson Properties
Agency Phone: 3018828710

Shown By

Agency Title: Berkshire Hathaway HomeServices Homesale Realty
Agency Phone: +18003833535

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Estimated Payment

$ 2,929.51 per month $1,755.97 Principal & Interest $943.42 Property Tax $230.13 Homeowner's Insurance

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